EPFO Employees Provident Fund Organization is a government organization or institution scheme, It is called the “Employees Provident Fund”. “Employees Provident Fund” works to keep their money organized and safe so that the future of the employee is better in it. later gives it to the employee.
If you work in any company then you must have heard about PF and EPF, both are the same. PF is called “Provident Fund” Provident Fund and EPF is called “Employees Provident Fund” Employees Provident Fund.
If more than 20 employees work in a company, then the benefit of this scheme is available. Depends on the company.
If you work as an employee in a company, then they deduct some percentage of their salary in PF.
You are given PF later to the employee working in the company. You need money a lot in the future. And if you are facing any problem then you can withdraw PF money.
It is mandatory to give EPFO Employees Provident Fund to the employee working in the company. Employees working under this scheme can take advantage of this scheme in the future.
How much does pf cut Contribution to EPFO is done in three ways. There are three accounts like EPF, EPS, EDLI and you get different facilities.
12% of the salary of the employee or depending on the salary of the company for which the employee works, and is credited to his accounts on behalf of the company.
The employer's lion is also deposited in your PF accounts on behalf of the company in which you are working, we are called employer.
The lion's share of 12% of the salary of the employee and 12% of the employer is deposited in EPF, EPS, EDLI.
Employer's lion of 12% of employee's salary will be 12% i.e. both together will be 24%, that means your money is doubled.
There are three accounts in the contribution EPF, EPS, EDLI.
Employee contribution to EPF gets 12% of salary and employer contribution gets 12% from the company. You get twice as much money in this. And the interest is good too.
Employer's contribution to EPS is deposited by the company at 12%, out of which 8.33% is deposited in EPS. And the remaining 3.67 percent is deposited in EPF. And the contribution in PF should be more than ten years. You can avail pension from this scheme after the age of 58 years.
In the EDLI plan, 0.5% is given by the employer only. And EDLI scheme is an insurance cover scheme for PF account holders. In case of death of PF account holders, their family gets insurance up to Rs 7 lakh. This plan depends on your service. In this way, you get many benefits under EDLI Insurance.
How can I login to PF? And what is Universal Account Number (UAN)? I am going to give information about this.
If you work in a company, then some part of the company is given to you from your salary and some part of PF “Provident Fund” “provident fund” is given to you by the company. And you can leave after the work is done. Or you need money while working, even then you can leave in advance.
A 12-digit Universal Account Number (UAN) is given by the company to exit the PF "Provident Fund". I am going to tell you more about this.
To withdraw PF “Provident Fund”, first of all, you have to log in to PF, then know how you can log in to PF.
How to login into EPF?
First of all, to log in to EPF, you have to open the Chrome browser. After that, you have to visit this website of EPF https://www.epfindia.gov.in/. You have to scroll down.
You will get the option of Member Home, click on it.
Universal Account Number (UAN) will appear in front.
You can log in by selecting the 12 digit Universal Account Number (UAN) number and password. But Universal Account Number (UAN) must be already activated to log in.
What is UAN (Universal Account Number).
If the employees work in the company, then Universal Account Number (UAN) is given to all the employees working by the company. (UAN) You can get the information of your PF "Provident Fund" "Provident Fund".
Employees can withdraw money. And can transfer “Provident Fund”.
This document is required to do UAN (Universal Account Number) activation. And it is necessary to follow this information.
The information to be entered should be as per EPFO Employees Provident Fund Organization records.
The employee working in the company should have Universal Account Number (UAN).
All the information in the Aadhaar number, name, date of birth, EPF of the employee working in the company should be correct.
The mobile number of the employee should be linked with the Aadhar card.
How to do UAN (Universal Account Number) activation.
To activate UAN, you have to visit this website of EPF https://www.epfindia.gov.in/.
On the lower right side, you will see the option of Activate UAN, click on it.
Below you have to fill UAN (Universal Account Number), Member ID, Aadhar Card, Name, Date of Birth, Mobile Number, and Captcha as per Employees Provident Fund Organization (EPFO) records. By ticking the box, click on Get Authorization Pin below.
OTP will be sent to the mobile number linked to your Aadhar card. OTP has to be entered in the box below ENTER OTP.
After this you have to click on Valid OTP And Active UAN It will be
UAN activation message will be sent to your mobile number. And the password will also be sent along with it. In this way, you can activate the UAN number
How to do EPF KYC (KYC).
First of all, to do KYC in EPF, you have to open the Chrome browser. After that, you have to go to this website of EPF https://www.epfindia.gov.in/.
You will get the option of Member Home, click on it.
Universal Account Number (UAN) will appear.
You will be instantly registered on the UAN portal by signing in by selecting the 12 digit Universal Account Number (UAN) number and password.
Most importantly, your mobile number must be registered with your Aadhar card to perform KYC. Because for KYC in your PF account, Aadhaar is mentioned in the OTP.
After that, you have to click on Manage. And KYC has to be selected. The option of Add KYC will open.
Like you have to do Bank KYC. So you have to click on Bank.
You need to enter the bank account number and IFSC code. and select the box. OTP will be sent to the mobile number registered with your Aadhar card. Enter that OTP and click on Submit button. In this way, you can do KYC by entering the number and name of the bank, PAN, passport, etc.
How to check EPF balance?
I am going to tell you three ways how to check EPF balance.
How to check epf balance online.
1 First of all you have to open Google. In that epf passbook has to be searched.
At the top, you will see EPFO Member Passbook, click on it.
You need to click on Login by entering Universal Account Number (UAN) and Password and Captcha Code given below, then you can select Select MEMBER ID and check the balance by View Passbook.
How to check epf balance without internet.
2 To check EPF balance, you have to miss call on 011222901406 with the help of missed call on the number issued by EPFO. After some time a message will come on your mobile number from Provident Fund, in this way you will know how much is your balance.
3 This method is very easy, in this, you can know the balance by sending a message, for this, you have to enter your UAN number EPFOHO in the message box. And the message on 7738299899. After some time a message from Provident Fund will come on your mobile number, in this way the balance will be known.
In this way, EPF balance can be known in three ways.
How to transfer EPF online?
First of all, you have to open the Chrome browser. This website of EPF has to be visited https://www.epfindia.gov.in/.
You will get the option of Member Home, click on it.
You will be instantly registered on the UAN portal by signing in by entering the Universal Account Number (UAN) number and password.
On the main menu of the home page, click on Online Services. And then click on ONE MEMBER – ONE EPF ACCOUNT (TRANSFER REQUEST).
Now you will get two options in front of you. Attestation through*
Previous Employer and Present Employer
In that, click on Present Employer. After that, you will get the option of MEMBER ID and UAN. Enter the previous company's MEMBER ID in it and click on Get Details. Below you will find the details.
In that, you have to tick the Member Name, scroll down and come down. And tick marks the box. You have to click on Get OTP, enter the OTP sent on mobile, and click on submit button. In this way, you can transfer the PF of the previous company to the present.
How to withdraw PF money online?
First of all, to log in to EPF, you have to type pf login in Google search. The option of Member Home will come in front of you, you have to click on it.
The Universal Account Number (UAN) page will appear in front.
Universal Account Number (UAN) number and password will be entered on the UAN portal immediately by clicking Sign in.
To withdraw PF money online, first of all, you have to click on the main menu Online Services of the home page. And you have to click on ONLINE CLAIM (FORM 31,19,10C &10D). MEMBER DETAILS will be displayed in front of you.
Now you will see the blank box, enter the Bank Account Number in it, and click on the button of Verify. There will be a warning show in front of you, click on Yes. Below is to click on Proceed For Online Claim. In that, I want to apply for you have to select the claim form. Online PF Withdrawal (FORM-19) has to be selected. The address on the Aadhar card has to be filled in the details. And a copy of the passbook should be in a minimum of 100kb to a minimum of 500kb.
The passbook has to be uploaded, and tick mark in the box below. After that click on the button of Get Aadhar OTP. OTP will be sent to the registered mobile number of the Aadhar card. After entering that OTP, click on Validate OTP and Submit Claim From below, in this way you can apply Only Pension Withdrawal (Form -10C).
After the claim process, the PF money will be credited to your bank account usually within 15-20 days. In this way, you can withdraw PF money online.
EPF Customer Care Toll-Free Number
In case of any issue related to EPF, you can contact EPF customer care.
Help Center – 1800118005